In efforts to silence speculations that they are indeed re-thinking of another round of rate adjustments, the Federal Reserve has officially announced their reluctance to take part in any more rate cuts. Their previous moves to counter the effects of the sub-prime lending market have proven to be insufficient and the money they released as a Stimulus package also went done the drain. We might have kept people from losing their homes and keeping the roofs above their heads but the economy is still in bad shape. They have repeatedly been advised and asked to exact more control over the regulation of financial institutions in hopes of preventing further slides in the economy. Most government officials say the economy is just right but most Americans agree that the country is already in recession. They just don’t want to admit it but we are down and we hit hard many financial analysts say.